Who underwrites NRMA Insurance?

Underwritten byInsurance Australia Limited
Underwriter AFS licence227681
Underwriter ABN11 000 016 722
OwnerInsurance Australia Group Limited (IAG)
Main productsCar, Motorcycle, Caravan and trailer, Boat, CTP / MAI, Home and contents, Landlord, Strata, Business, Travel
Issued by a different companyNRMA Travel Insurance with policy numbers starting 72 is issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507), arranged and administered by Cover-More Insurance Services Pty Ltd; travel policies starting TVLN (WA, SA and NT) were issued by Insurance Australia Limited. NRMA Life Insurance products are issued by TAL Life Limited (ABN 70 050 109 450, AFSL 237848).
Phone132 132
Websitenrma.com.au
ComplaintsNRMA Insurance complaints process, then AFCA

Ownership: NRMA Insurance is a trading name of Insurance Australia Limited, part of ASX-listed Insurance Australia Group Limited (IAG). It is a separate and independent company from National Roads and Motorists' Association Limited (the NRMA motoring club). IAG's SGIO (WA) and SGIC (SA) brands moved to NRMA Insurance in 2022.

NRMA Insurance is the main direct-to-customer insurance brand of Insurance Australia Group (IAG). It sells car, home, landlord, motorcycle, boat, caravan, travel and business insurance in NSW, Queensland, the ACT, Tasmania, South Australia, Western Australia and the Northern Territory. IAG says the brand dates back to 1925.

Policies are issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) trading as NRMA Insurance, except for travel, life and income protection products. Insurance Australia Limited is owned by ASX-listed Insurance Australia Group Limited.

NRMA Insurance is not the same organisation as the NRMA motoring club. National Roads and Motorists' Association Limited, which provides roadside assistance and membership, is a separate and independent company. Within IAG, sister brands include CGU, WFI and ROLLiN', and the former SGIO and SGIC brands in Western Australia and South Australia moved to NRMA Insurance in 2022.

Other brands underwritten by Insurance Australia Limited

Common questions

Who underwrites NRMA Insurance?

NRMA Insurance policies, other than travel, life and income protection, are issued by Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) trading as NRMA Insurance.

Who owns NRMA Insurance?

NRMA Insurance is owned by Insurance Australia Group Limited (IAG), which is listed on the ASX.

Is NRMA Insurance the same as NRMA roadside assistance?

No. National Roads and Motorists' Association Limited, trading as the NRMA, is a separate and independent company from Insurance Australia Limited, which trades as NRMA Insurance.

Are NRMA Insurance and CGU the same company?

Both are IAG brands, but they use different licensed insurers within the group. NRMA Insurance is issued by Insurance Australia Limited, while CGU broker-sold policies are issued by CGU Australia Pty Ltd.

Who underwrites NRMA travel insurance?

NRMA Travel Insurance policies with numbers starting 72 are issued by Zurich Australian Insurance Limited and administered by Cover-More.

Sources

Last checked: 2026-10-06

All brands, grouped by underwriter

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