Who underwrites ING Insurance?

Underwritten byAuto & General Insurance Company Limited
Underwriter AFS licence285571
Underwriter ABN42111586353
OwnerING Bank (Australia) Limited (part of ING Group, Netherlands)
Main productsCar, Home and contents, Motorcycle, Pet, Health
Issued by a different companyHealth insurance is issued by nib health funds limited (ABN 83 000 124 381). ING's site states that travel insurance is currently not available for sale.
Phone1800 619 495
Websiteing.com.au/insurance.html
ComplaintsING Insurance complaints process, then AFCA

Ownership: ING Bank (Australia) Limited distributes insurance as an authorised representative and does not underwrite it. Car, home and contents, motorcycle and pet policies are issued by Auto & General Insurance Company Limited; no change was found in the last 3 years.

ING Insurance is the range of insurance products offered to the public by ING, the online bank. It covers car, home and contents, motorcycle and pet insurance, plus health insurance through a separate partner.

ING is a bank, not an insurer. Car, home and contents, motorcycle and pet policies are issued by Auto & General Insurance Company Limited (ABN 42 111 586 353, AFSL 285571) and distributed by Auto & General Services Pty Ltd. ING Bank (Australia) Limited acts as an authorised representative and receives a commission on each policy.

Auto & General is also the insurer behind Budget Direct and issues car and home policies for Coles Insurance and Qantas Insurance. ING health insurance is issued by nib health funds limited. ING's website states that travel insurance is not currently on sale.

Other brands underwritten by Auto & General Insurance Company Limited

Common questions

Who underwrites ING car insurance?

ING car insurance is issued by Auto & General Insurance Company Limited (ABN 42 111 586 353, AFSL 285571).

Who owns ING Insurance?

The brand belongs to ING Bank (Australia) Limited, which distributes the policies as an authorised representative. The bank is part of the Dutch ING Group.

Is ING insurance the same as Budget Direct?

They are different brands, but both have car and home policies issued by Auto & General Insurance Company Limited.

Who underwrites ING health insurance?

ING health insurance is issued by nib health funds limited, a registered private health insurer.

Sources

Last checked: 2026-10-06

All brands, grouped by underwriter

Scroll to Top