| Underwritten by | Auto & General Insurance Company Limited |
|---|---|
| Underwriter AFS licence | 285571 |
| Underwriter ABN | 42111586353 |
| Owner | Auto & General group in Australia; ultimate parent reported as BHL Holdings Ltd (Guernsey) |
| Main products | Car, Home and contents, Motorcycle, Pet, Travel, Life, Roadside assistance |
| Issued by a different company | Travel insurance is issued by Zurich Australian Insurance Limited (AFSL 232507). Life insurance is issued by NobleOak Life Limited (AFSL 247302). Pet insurance is issued by Auto & General Insurance Company Limited and administered by Pet Health Insurance Services Pty Ltd. |
| Phone | 1300 306 560 |
| Website | budgetdirect.com.au |
| Complaints | Budget Direct complaints process, then AFCA |
Ownership: Budget Direct is the in-house brand of the Auto & General group; policies are issued by Auto & General Insurance Company Limited and arranged by Auto & General Services Pty Ltd. No change of underwriter or owner was found in the last 3 years.
Budget Direct is a direct insurance brand that has sold cover in Australia since 2000. Its main lines are car and home and contents insurance, with motorcycle, pet, travel, life and roadside assistance also sold under the name.
Car, home and pet policies are issued by Auto & General Insurance Company Limited (ABN 42 111 586 353, AFSL 285571) and arranged by Auto & General Services Pty Ltd. Budget Direct is that group's own brand, so the brand and the underwriter sit in the same corporate family.
The same insurer also issues car and home policies for several partner brands. Auto & General's own website currently lists Qantas, Coles, ING, Ozicare, 1st for Women and Oceania Insurance alongside Budget Direct. Auto & General describes itself as part of a global network of insurance businesses.
Other brands underwritten by Auto & General Insurance Company Limited
Common questions
Who underwrites Budget Direct insurance?
Budget Direct car and home policies are issued by Auto & General Insurance Company Limited (ABN 42 111 586 353, AFSL 285571).
Who owns Budget Direct?
Budget Direct is a brand of the Auto & General group in Australia. Secondary sources name BHL Holdings Ltd, based in Guernsey, as the ultimate parent.
Which other brands use the same underwriter as Budget Direct?
Auto & General's website lists Qantas, Coles, ING, Ozicare, 1st for Women and Oceania Insurance as brands it insures, alongside Budget Direct.
Who underwrites Budget Direct travel insurance?
Budget Direct travel insurance is issued by Zurich Australian Insurance Limited, not Auto & General. Budget Direct life insurance is issued by NobleOak Life Limited.
Sources
- Budget Direct - About us
- Budget Direct - Our company
- Budget Direct - Contact us
- Auto & General Insurance Company - home page (brand list)
- Auto & General - About us
- Wikipedia - Budget Direct (secondary, ultimate parent)
Last checked: 2026-10-06