| Underwritten by | AAI Limited |
|---|---|
| Underwriter AFS licence | 230859 |
| Underwriter ABN | 48 005 297 807 |
| Owner | Suncorp Group Limited |
| Main products | Car, Motorcycle, Caravan, Boat, NSW CTP, ACT MAI, Home and contents, Landlord, Strata, Business, Workers compensation |
| Phone | 13 10 10 |
| Website | gio.com.au |
| Complaints | GIO complaints process, then AFCA |
Ownership: GIO is a trading name of AAI Limited, part of the Suncorp Group (Suncorp Group Limited, ASX-listed). No change in ownership of the brand was found in the sources checked for the last 3 years.
GIO is a general insurance brand within the Suncorp Group. It offers car, motorcycle, caravan, boat, home and contents, landlord and strata cover, compulsory third party insurance in NSW and the ACT, and a range of business insurance including workers compensation.
GIO is a trading name, not a stand-alone insurer. Its website states that insurance is issued by AAI Limited (ABN 48 005 297 807) trading as GIO. AAI Limited holds Australian financial services licence 230859 and is owned by Suncorp Group Limited, which is listed on the ASX.
Because AAI Limited also trades as AAMI, Suncorp Insurance, Apia, Shannons, Bingle and Terri Scheer, GIO has the same underwriter as those brands. The brands are marketed separately and have their own product disclosure statements, so the cover offered under each name is not identical. GIO also issues the CTP insurance that is sold through Shannons.
Other brands underwritten by AAI Limited
Common questions
Who underwrites GIO insurance?
GIO insurance is issued by AAI Limited (ABN 48 005 297 807, AFSL 230859) trading as GIO.
Who owns GIO?
GIO is owned by the Suncorp Group. The brand is a trading name of AAI Limited, a subsidiary of ASX-listed Suncorp Group Limited.
Is GIO part of Suncorp?
Yes. GIO is one of the insurance brands in the Suncorp Group, alongside AAMI, Suncorp Insurance, Apia, Shannons, Bingle and Terri Scheer.
Are GIO and AAMI the same insurer?
Both brands are trading names of AAI Limited, so the legal insurer is the same. They are sold as separate brands with separate policy documents.
Sources
- GIO - home page footer (issuer statement)
- GIO - Contact us
- Shannons - footer (CTP issued by AAI Limited trading as GIO)
- Bingle - Meet Bingle
Last checked: 2026-10-06