| Underwritten by | AAI Limited |
|---|---|
| Underwriter AFS licence | 230859 |
| Underwriter ABN | 48 005 297 807 |
| Owner | Suncorp Group Limited |
| Main products | Car, Motorcycle, Caravan, Motorhome, Boat, Home and contents, Landlord, Travel, CTP / MAI |
| Issued by a different company | Apia Health Insurance is issued by nib health funds limited (ABN 83 000 124 381) and marketed by Platform CoVentures Pty Ltd. Apia Funeral Insurance is issued by TAL Life Limited (ABN 70 050 109 450, AFSL 237848), which is not part of the Suncorp Group and uses the Apia brand under licence. |
| Phone | 13 50 50 |
| Website | apia.com.au |
| Complaints | Apia complaints process, then AFCA |
Ownership: Apia (Australian Pensioners Insurance Agency Pty Ltd) is a Suncorp Group company and an authorised representative of AAI Limited, which issues its general insurance. No change in ownership of the brand was found in the sources checked for the last 3 years.
Apia is the trading name of Australian Pensioners Insurance Agency Pty Ltd (ABN 14 099 650 996). It offers home, landlord, car, motorcycle, caravan, motorhome, boat and travel insurance, along with CTP cover.
Apia does not underwrite the policies itself. Its website states that it is an authorised representative of AAI Limited (ABN 48 005 297 807, AFSL 230859), which is the issuer of Apia general insurance. AAI Limited belongs to Suncorp Group Limited, the ASX-listed parent of AAMI, GIO, Suncorp Insurance, Shannons, Bingle and Terri Scheer, so Apia shares an underwriter with those brands.
Two Apia-branded products come from outside AAI Limited. Apia Health Insurance is issued by nib health funds limited, and Apia Funeral Insurance is issued by TAL Life Limited, a company outside the Suncorp Group that uses the Apia name under licence.
Other brands underwritten by AAI Limited
Common questions
Who underwrites Apia insurance?
Apia general insurance is issued by AAI Limited (ABN 48 005 297 807, AFSL 230859). Apia acts as its authorised representative.
Who owns Apia?
Apia is part of the Suncorp Group, whose parent company is ASX-listed Suncorp Group Limited.
Is Apia owned by Suncorp?
Yes. Apia is a Suncorp Group brand and its policies are issued by the group's insurer, AAI Limited.
What does Apia stand for?
Apia is short for Australian Pensioners Insurance Agency, the name of the company that distributes the insurance.
Who issues Apia funeral and health insurance?
Apia Funeral Insurance is issued by TAL Life Limited and Apia Health Insurance by nib health funds limited, not by AAI Limited.
Sources
Last checked: 2026-10-06