| Underwritten by | AAI Limited |
|---|---|
| Underwriter AFS licence | 230859 |
| Underwriter ABN | 48 005 297 807 |
| Owner | Suncorp Group Limited |
| Main products | Car, Motorcycle, Caravan, CTP / MAI, Home and contents, Landlord, Renters, Strata, Business |
| Issued by a different company | AAMI Pet Insurance: AAMI's site states policies are issued by PetSure (Australia) Pty Ltd (ABN 95 075 949 923, AFSL 420183), except policies first bought before 7 November 2023 and their renewals, which were issued by The Hollard Insurance Company Pty Ltd; it is promoted by Platform Ventures under the AAMI brand. AAMI also lists life, income protection and health insurance, which are not general insurance products of AAI Limited; their issuers were not confirmed on AAMI's own pages today. |
| Phone | 13 22 44 |
| Website | aami.com.au |
| Complaints | AAMI complaints process, then AFCA |
Ownership: AAMI is a trading name of AAI Limited, which is part of the Suncorp Group (ASX-listed Suncorp Group Limited). No change in ownership of the brand was found in the sources checked for the last 3 years.
AAMI is one of the general insurance brands of the Suncorp Group. It sells car, home, landlord, motorcycle, caravan, compulsory third party and small business cover directly to customers online and by phone.
AAMI is not a separate insurance company. Policies sold under the name are issued by AAI Limited (ABN 48 005 297 807, AFSL 230859), a licensed general insurer owned by Suncorp Group Limited, which is listed on the ASX. AAI Limited trades under several names, so AAMI shares its underwriter with GIO, Suncorp Insurance, Apia, Shannons, Bingle and Terri Scheer.
Some products carrying the AAMI name come from other companies. AAMI Pet Insurance is issued by PetSure (Australia) Pty Ltd, and the brand also promotes life and health cover that AAI Limited does not underwrite. Each brand has its own policy wording, so cover and conditions differ between sister brands even though the insurer is the same.
Other brands underwritten by AAI Limited
Common questions
Who underwrites AAMI insurance?
AAMI general insurance policies are issued by AAI Limited (ABN 48 005 297 807, AFSL 230859) trading as AAMI.
Who owns AAMI?
AAMI is a brand of AAI Limited, which is part of the Suncorp Group. The ultimate parent is Suncorp Group Limited, an ASX-listed company.
Are AAMI and GIO the same company?
They are separate brands with their own policy documents, but both are trading names of the same insurer, AAI Limited, within the Suncorp Group.
Is AAMI pet insurance underwritten by AAMI?
No. AAMI's site states that AAMI Pet Insurance policies are issued by PetSure (Australia) Pty Ltd, with policies first bought before 7 November 2023 issued by The Hollard Insurance Company Pty Ltd.
Sources
- AAMI - General insurance complaints (phone 13 22 44)
- AAMI - Pet insurance (issuer statement)
- AAMI - Contact, home insurance
- Bingle - Meet Bingle
Last checked: 2026-10-06