| Underwritten by | Allianz Australia Insurance Limited |
|---|---|
| Underwriter AFS licence | 234708 |
| Underwriter ABN | 15000122850 |
| Owner | Kogan.com Ltd (brand distributed by Kogan Australia Pty Limited) |
| Main products | Car, Home and contents, Landlord, Pet, Travel, Life |
| Issued by a different company | Travel insurance is issued by Zurich Australian Insurance Limited (AFSL 232507). Life insurance is issued by Hannover Life Re of Australasia Ltd (AFSL 530811). Pet insurance is issued by PetSure for policies from 7 November 2023 and by The Hollard Insurance Company Pty Ltd for earlier policies. Car, home and landlord policies bought before 16 June 2025 were underwritten by QBE. |
| Phone | 1300 034 888 |
| Website | koganinsurance.com.au |
| Complaints | Kogan Insurance complaints process, then AFCA |
Ownership: Kogan Insurance is promoted and distributed by Kogan Australia Pty Limited as an authorised representative; it is not an insurer. Car, home and landlord policies bought from 16 June 2025 are issued by Allianz Australia Insurance Limited; policies bought before that date were underwritten by QBE.
Kogan Insurance is the insurance offering of online retailer Kogan. It sells car, home and contents, landlord, pet, travel and life insurance online under the Kogan name.
Kogan is a distributor only. The products are promoted by Kogan Australia Pty Limited (ABN 53 152 570 351) as an authorised representative. Car, home and landlord policies bought from 16 June 2025 are issued by Allianz Australia Insurance Limited (ABN 15 000 122 850, AFSL 234708). Policies bought before that date were underwritten by QBE, so some existing customers may still hold QBE-issued documents.
Allianz also issues the home and car insurance sold by Westpac and St.George. Other Kogan products use different insurers: Zurich for travel, Hannover Life Re for life cover, and PetSure for pet policies taken out from 7 November 2023.
Other brands underwritten by Allianz Australia Insurance Limited
Common questions
Who underwrites Kogan car insurance?
Kogan car insurance bought from 16 June 2025 is issued by Allianz Australia Insurance Limited (ABN 15 000 122 850, AFSL 234708). Earlier policies were underwritten by QBE.
Did Kogan Insurance change underwriter?
Yes. Kogan moved its car, home and landlord insurance from QBE to Allianz for new policies from 16 June 2025.
Who owns Kogan Insurance?
Kogan Insurance is a brand of the Kogan retail group and is distributed by Kogan Australia Pty Limited. Kogan does not underwrite the policies.
Who underwrites Kogan pet insurance?
Kogan pet policies from 7 November 2023 are issued by PetSure. Policies taken out before that date were issued by The Hollard Insurance Company Pty Ltd.
Sources
- Kogan Insurance - Important information
- Kogan Insurance - About us
- Kogan Insurance - Complaints process
- insuranceNEWS.com.au - Online retailer Kogan switches underwriters
Last checked: 2026-10-06